Analyst

Being a Risk Analyst at Citi

The Risk Analyst Programme provides the unique perspective that comes with a strategic business partner throughout the divisions of the Firm. After training, Analysts have the opportunity to work in the Institutional Clients Group (ICG), the Consumer Bank and Citi Alternative Investments across many different functions such as Credit Risk, Market Risk, Risk Architecture, Infrastructure Risk and Risk Capital.

The Risk Analyst Programme has two separate tracks:
1) The Global Risk track is a one-year rotational Programme and is structured to respond to the increasingly quantitative and technical demands of the financial world. This allows Analysts with strong technical and quantitative abilities to spend time across the Citi Risk businesses including the Global Consumer Bank, Global Institutional Bank, Private Bank and Brokerage, Risk Capital, Risk Architecture, Infrastructure Risk and our CAO groups.

Training
The ten-week training is delivered by a combination of practitioners in the business and industry, including resident experts in Risk Management. The curriculum includes a Citi orientation and topics such as Financial Accounting, Finance, Balance Sheet Analysis, Strategy & Planning, Tax, Risk policies and other professional training.

Candidates will gain a broad understanding of how a portfolio of risk is managed in a global financial institution using various measurement techniques including VaR, stress-testing and scenario analysis. Candidates will also learn about the risks and rewards from individual financial instruments. Additionally, the Programme includes several networking events.  The Risk Analyst Programme provides the unique perspective that comes with a strategic business partner throughout the divisions of the Firm.

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2) The Institutional Clients Group (ICG) Risk track. Global Industries and Regional Markets (GIRM) Risk Programme

Analysts will work primarily within the (GIRM) group and will work in a pool supporting a series of industries or products in the ICG.  The Analysts will focus on analysis, transaction execution and portfolio management.

Initial Training
GIRM Analysts will join their counterparts from Banking and Capital Markets Origination (CMO) in a combined nine-week training Programme covering areas such as Financial Accounting, Mergers & Acquisitions, Debt and Equity Capital Markets, Risk Analytics and Financial Modelling. 

Banking, CMO and GIRM are three businesses that work closely in partnership to provide financial solutions to our large multinational client base and this training Programme has been designed to give new analysts some of the fundamental skills and knowledge required to operate successfully in this area.

On the job…
After successful completion of this Programme GIRM analysts will join the risk team responsible for managing the credit risk of our Banking client base.  This work can be split into two main tasks:-

1)       Working with our banking and product partners on a variety of transactions where the bank is putting capital at risk, which can be anything from acquisition financing to complex derivatives to corporate restructurings. 

2)       The ongoing monitoring of our corporate client portfolio in Europe, carrying out analytical analysis to understand the credit standing of individual clients, examining the inherent risks in the industries and countries they operate in as well as conducting stress tests to understand the impact of potential shocks to the financial system.

Our clients are divided into four broad industry groups: Consumer & Healthcare (C&H), Technology, Media and Telecoms (TMT), Power, Energy, Chemicals and Mining (PECM) and Industrials - covering Autos, Aviation, Shipping and General Corporates. So analysts will have the opportunity to build a broad industry knowledge of these sectors and will gain experience working on transactions supporting our clients, which can be as diverse as a ship financing to the project finance of a power station.

Who We’re Looking For

We are looking for people who can think globally, creatively and be innovative to help us to continue to succeed and meet our business goals.

We encourage applications from all backgrounds, Accounting and Finance degrees are a plus. The common factor in all of our new recruits is motivation, strong academic performance, positive attitude, strong analytical skills, excellent communication skills, and the ability to work independently or in a team setting in a challenging and changing, high-volume, fast paced environment. Having a genuine passion for the industry is also crucial to becoming a successful analyst

Risk Summer Analyst

The Summer Internship Programmeme is a 10 week Programme.  The Summer Analyst Programme begins  with intensive classroom training covering Citi Orientation, overviews of each areas within Risk and Technical Training. The orientation will help you understand Risk and you’ll see how the Risk business works alongside the Citi businesses.

After the orientation, you will work with your pre-assigned team within one of the Risk divisions; Institutional Clients Group (ICG), the Consumer Bank across different functions such as Credit Risk, Market Risk, Risk Architecture, Infrastructure Risk and Risk Capital. The type of position and deliverable vary for each Summer Analyst according to placement and business need. Top performing Summer Analysts will be considered for the full time Risk Analyst Programme. The Summer Programme will provide Analysts with buddies, networking opportunities, and Senior Speaker Events where Citi’s senior management will host discussions and answer questions.

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